We've been lucky, S and I, in that we were able to afford two adoptions without going into major debt. In fact, we were feeling pretty good about it and saw it as the silver lining to delaying family building, which then turned into a long and sometimes horrible journey to achieving our goal of having two kids, a dog and a white picket fence. We probably won't get the white picket fence as we are content to have a tiny yard in the city. Goal accomplished.
Except, we didn't do that well during the last round of FMLA time off. S's lack of paycheck for 12 weeks coupled with my 1/2 paycheck for 12 weeks has added up big time. There's debt that seems to be growing every month now.
It's time to get real.
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Ugh, we've realized that we're in a similar situation after a bad winter of DH not working. Time to crack down on the budget over here as well...
ReplyDeleteIn a similar boat with debt. It sucks that we have to deal with debt just to grow our families. Like you, we're strategizing and coming up with a plan.
ReplyDeleteWishing you all the best as you tackle this.
I hear you. We are really missing my salary and now my unemployment.
ReplyDeleteOy, crap. I'm sorry that you're in that situation. We're just coming out of that.
ReplyDeleteAs you know, we're working hard on our budget. Or at least I am (because I'm the one who needs to). It's hard. If you come across any strategies that seem especially effective, please share them.
ReplyDeleteI'm sorry you have to deal with this. Money stuff is so stressful.
:( I'm sorry that you are experiencing this ... it is a scary place to be.
ReplyDeleteConsidering our mounting debt, I have nothing by empathy for you. I get it. It sucks. But you seem like the type of woman who will get it together very soon.
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